Definition of terms

It is important to know the main terms of the QR Bill. It starts with Swiss Payments Code (SPC), which contains all required payment information. The SPC is only a sequence of characters. It is then encoded into a QR code, which is known as the Swiss QR Code. The term Payment Part refers to the DIN A6 output containing the Swiss QR Code and all of its information in textual representation. Left to the Payment Part there is the Receipt which contains all relevant textual information in the same way the Paymet Part does. The Payment Part together with the Receipt replaces what was known as payment slips. Adding a Payment Part & Receipt to a bill document results in a QR Bill.

The Four Logical Layers

For further definition of terms, please refer to the Glossary

Involved Parties in a Credit Transfer

The following parties are involved in a credit transfer:

  • Creditor

  • Debtor (not represented in the QR Invoice)

  • Ultimate creditor (the party who has the contract with the debtor. Prepared fur future use only, DO NOT USE until released by SIX).

  • Ultimate debtor

Continue by exploring the Exe, Simple API (C-comptaible DLL) as well as the C++ examples.